Mirror wills are usually made by married couples or civil partners. Normally, the first to die leaves their estate to the survivor. When the survivor dies, the estate passes to the beneficiaries (who are the same people in both wills).

A pair of wills is two wills made by two people with the flexibility to make them similar to each other or completely different.

1. Specific gifts – such as your jewellery, shares or property
2. Cash – known as ‘pecuniary’ gifts
3. Residuary gifts – what's left after all debts have been paid and all other legacies have been accounted for.

In England & Wales, a will must be witnessed by two independent people over the age of 18. Your witnesses don’t need to know what’s in your will.

Witnesses cannot be:

• blind,
• beneficiaries in your will,
• spouses or civil partners of beneficiaries in your will, or
• anyone related to you